Asset Finance
What is asset finance ?
asset finance is a sum of money you borrow from a lender for the purpose of buying a vehicle, equiments. Like most loans, you pay back a asset finance loan and its associated interest costs through regular repayments over an agreed period of time.
3 Types of Home Loans :
Finance lease
Rent the vehicle or equipment your business needs and return it at the end of the lease.
What you can finance
The benefits of a finance lease
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Vehicles: cars, utes and vans
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Heavy vehicles: trucks, trailers and buses
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Agricultural equipment: tractors, trowels and cultivators
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Construction and access equipment: excavators, loaders, forklifts and scissor lifts
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Other business needs: computers, fit outs and manufacturing
Variety of vehicles and equipment
Choose from a variety of cars, trucks, and tractors, as well as forklifts, computers, and full office fit outs.
Tailored leasing solutions
Our NAB business bankers can customize a leasing solution for you and your company. We purchase the vehicle or equipment and lease it to you.
No deposit or monthly fees
Get the vehicle or equipment you require right away with no down payment or monthly fees.
Support when you need it
Get assistance from our dedicated equipment finance specialists and bankers who understand your company's requirements.
Hire purchase
Hire the vehicle or equipment your business needs with no upfront deposit and own it at the end of the hire period.
What you can finance
The benefits of a finance lease
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Vehicles: cars, utes and vans
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Heavy vehicles: trucks, trailers and buses
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Agricultural equipment: tractors, trowels and cultivators
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Construction and access equipment: excavators, loaders, forklifts and scissor lifts
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Other business needs: computers, fit outs and manufacturing
Use now and pay later
Use the goods while you pay for them and benefit from a loan term ranging from 12 to 60 months.
Flexible payment instalments
Payment plans are simple to manage.
Fixed interest rate for the entire agreement
Use the asset as security
Budgeting is made easier because repayments are fixed.
In most cases, the only security required is the asset itself.
Support when you need it
Get assistance from our dedicated equipment finance specialists and bankers who understand your company's requirements.
Novated lease
Choose the vehicle you want with salary packaging, providing a range of benefits for businesses and employees.
What is a novated lease?
The benefits of a novated lease
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The certainty of a fixed rental amount for the length of your lease
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A lease term generally between 12 and 60 months
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Choose the vehicle you want, and we will buy it and lease it back to you
Flexible lease options
Select from a number of lease structures to meet your personal or professional requirements.
Salary sacrifice your car lease
Your employer deducts payments from your pre-tax salary.
Choose the vehicle you want
During the term of your lease, you will have unlimited private use of your vehicle.